Choosing to study in Canada for your degree is a big decision, and there are a few critical factors you will want to consider before you leap. You’ll need to think about things like cultural acclimatization, the type of accommodation you’ll be living in, and even your health insurance.
Scholarships and Financial Support
Having a scholarship or financial support can alleviate many financial burdens international students face. There are a variety of sources of funding available to international students in Canada. These include scholarships, bursaries, and student loans. Some grants are awarded based on academic merit, while others are based on extracurricular activities or sporting achievements.
Scholarships and bursaries are monetary awards given by nonprofit organizations or universities. They are not meant to be paid back, although some grants require a certain grade point average to renew. Most scholarship funds are intended for Canadian citizens, while others are aimed at international students.
In addition to government scholarship funds, international students in Canada may also be eligible for financial assistance from local educational institutions. Some scholarships and bursaries are available in Canada, and students should start searching for scholarships as soon as possible.
International students must meet the eligibility requirements to be considered for a scholarship. Some scholarships require a high level of language proficiency, while others are awarded based on an applicant’s application to the university.
In addition to scholarships, international students in Canada may qualify for student loans to cover their education costs. These loans are similar to those offered to Canadian citizens, with a repayment schedule that reflects a person’s ability to repay. The interest rates and loan limits will depend on the school and course.
For more information on scholarships and financial support for international students in Canada, contact your university’s financial assistance office. Most universities in Canada are publicly funded. This means that tuition fees are low.
Students must provide proof of income and financial need to be considered for student loans. They must fill out an application and may be required to submit references from teachers, employers, or other professionals.
Accommodation Options
Whether you are an international student or a Canadian living abroad, it is essential to find suitable accommodation. Canada offers a wide range of options. These include homestay programs, private rental apartments, and residences on or off campus.
Your school’s office is a fantastic place to start your search for student accommodation. Many schools have an office that specializes in helping international students find housing. They will also refer you to an off-campus housing agency or real estate agent.
There are a variety of websites in Canada that provide information on accommodation. These include Rent seeker and Circle. However, rely on something other than these sites for information. It is best to check with your school’s academic institution or friends who have studied in Canada.
If you are unfamiliar with Canada, staying with a host family is a good idea. This is the best way to get to know the city and experience Canadian culture. The cost of this type of accommodation is generally less than an apartment. In addition, most host families offer Wi-Fi and catered meals.
An unfurnished apartment may be better if you stay longer than a month. A security deposit is required to secure the apartment. This is important, as students are often vulnerable to scams.
Another popular housing option for international students is homestay. A homestay is a student accommodation where a host family provides a room for students. This allows students to feel more at home. In addition, some hosts require students to help out with meal planning and preparing meals.
While most student accommodation in Canada is located on or off campus, there are other places to look. One of the most popular options is a homestay with a Canadian family.
Health Insurance
Having a health insurance plan while studying in Canada is a must. Not having one will leave you with expensive medical bills. While some provinces offer a freebie, most only cover you for up to six months of study. If you plan on staying in a province for a long time than that, you will need to pay for your private cover.
The best plan for you is going to depend on your circumstances. Suppose you are a long-term resident of Canada. In that case, you should take benefit of the government-run iMED, a health insurance program covering everything from a doctor to hospital visits.
It may be ideal if you likewise looked into the University Health Insurance Plan. Most Ontario universities participate in this scheme, which provides basic health coverage to international students. Some campuses will even let you opt-out if you have insurance elsewhere.
Another good bet is to check with your school or your provincial health department about your eligibility for health insurance in Canada. If you aren’t eligible for a specific regional plan, you may be able to find a plan for you through your employer or a private insurer.
The best and most comprehensive plan will cover you for the entire time you are studying. You will also be able to access free emergency services in most areas. However, this only applies to Nunavut, which has a designated learning institution.
The healthcare system in Canada is sound. Some provinces, like Quebec, offer private healthcare to international students. The public funds the Canadian Health Care System, but each province has its unique system.
The Cigna Global Medical plan is an excellent option for international students in Canada. They provide a reliable service, which is more than most Canadian medical insurance companies.
Work permit
Whether you are a student or a recent graduate, there are several ways you can obtain a work permit in Canada. Depending on the work you are interested in, you can apply for a Co-op or Post-Graduate Work Permit (PGWP).
Students enrolled full-time at a Canadian institution are eligible for work off campus. They can work as long as 20 hours per week during the study. International students who are enrolled part-time may need help to work off-campus. For more information, consult your International Student Advising office.
After graduating from a Canadian educational program, international graduates can apply for a Post-Graduate Work Permit. The PGWP permits you to work in Canada for as long as three years after your studies. This allows you to continue to be employed in Canada and live there while applying for permanent residency.
If you plan on returning to your home country after you complete your studies, apply for a work permit extension. You can do this online or in person at any Canadian Consulate.
To qualify for the PGWP, you probably finished a program of study that lasts at least eight months. You also have to be able to put forward proof of health insurance and academic standing. Applicants can work in a wide range of occupations in Canada. They can also work in school settings or positions requiring a medical examination.
Obtaining a work permit for international students in Canada can take several months. You should allow at least three to four months for processing.